CRE Finance Council is a trade association that is...

  • Dedicated exclusively to the nearly $6 trillion commercial real estate finance industry
  • Committed to promoting strong & liquid debt markets across platforms
  • The meeting place for industry professionals
  • The platform for establishing best practices, industry standards & federal policy
  • Comprised of approximately 400 companies and 19,000 individual members

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News

Government Funding Update

January 6, 2026

With the January 30 funding deadline approaching, lawmakers have limited time to pass a spending deal to avert a partial shutdown. There are only twelve legislative days between now and January 30, when current funding runs out.

Why it matters: Nobody wants a repeat of the longest shutdown in US history from late last year, which set the record at 43 days. However, it is uncertain how quickly legislators will be able to agree on a deal before the end of the month.

What they’re saying: According to Politico, Leaders from both parties emphasized their support to works towards a deal last week. 

  • “I don’t think either side wants to see that happen,” Senate Majority Leader John Thune (R-SD) said of a shutdown next month. “I think that’s toxic for both parties.”
  • “I don’t want to see another government shutdown,” Sen. Dick Durbin (D-IL), the number two Senate Democrat, said about leveraging that deadline to get a health care concession. “I’ve had enough of them.”

Go deeper: While negotiations continue on Capitol Hill, there is still no finalized funding agreement, and the legislative calendar leaves little margin for error. 

  • Congress has only passed 3 of the 12 required appropriations bills: Military Construction and Veterans Affairs, Agriculture-FDA, and the Legislative Branch. These only cover a small slice of discretionary spending.
  • On Monday, House and Senate appropriators release bipartisan, bicameral spending deals on three additional bills (“minibus”): Commerce-Justice-Science; Interior-Environment; and Energy-Water. The House is expected to vote on the minibus later this week. 
  • Before the holidays, the Senate was close to passing a “minibus” package that would fund about two-thirds of discretionary spending, including major departments like Defense, Labor, HHS, Education, Justice, Transportation, and HUD. 
  • Democrats pumped the brakes on the deal over Trump’s threat to dismantle the National Center for Atmospheric Research Center in Colorado, seeing it as a warning sign about how funds might be used or ignored.

Bottom line: The majority of government funding is still unresolved, Congress will need to move fast to avoid another shutdown on January 30. 

Please contact James Montfort at (Jmontfort@crefc.org) with any questions.

Contact 

James Montfort
Manager,
Government Relations
202.448.0857
jmontfort@crefc.org
The information provided herein is general in nature and for educational purposes only. CRE Finance Council makes no representations as to the accuracy, completeness, timeliness, validity, usefulness, or suitability of the information provided. The information should not be relied upon or interpreted as legal, financial, tax, accounting, investment, commercial or other advice, and CRE Finance Council disclaims all liability for any such reliance. © 2026 CRE Finance Council. All rights reserved.
Government Funding Update
January 6, 2026
With the January 30 funding deadline approaching, lawmakers have limited time to pass a spending deal to avert a partial shutdown.

News

Financial Services Committee Advances Housing and 15c2-11 Bills 

January 6, 2026

The House Financial Services Committee advanced a housing supply package and a bill to codify fixed income exemptions for certain broker dealer reporting after a marathon markup session over Dec. 16-17. 

  • The Housing for the 21st Century Act, which packages together dozens of bipartisan housing bills focused on supply, passed 50-1. Click here for more background on the bill.
  • The 15c2-11 bill H.R. 3959, the Protecting Private Job Creators Act, passed 41-11 with 13 Democrats joining all Republicans to advance the bill. Click here for more background on the issue. 
  • CREFC has supported both bills with letters and statements to the committee. 

Why it matters: The strong bipartisan support in committee will make passage on the House floor easier, especially given the continue political emphasis on affordability. 

What’s next: 

  • The housing bill could potentially move on the “suspension calendar”, which requires a 2/3 majority for passage. Meanwhile, committee and floor leadership will negotiate a deal with the Senate, which had passed its own bill, the ROAD to Housing Act, in October. 
  • The Projecting Private Job Creators Act could likely see a floor vote with other legislation from the markup. While Ranking Member Maxine Waters (D-CA) opposed the legislation it its current form, the 75% vote margin gives a strong case for further action.

Please contact David McCarthy at dmccarthy@crefc.org with any questions.

Contact  

David McCarthy
Managing Director,
Chief Lobbyist, Head of Legislative Affairs
202.448.0855
dmccarthy@crefc.org
The information provided herein is general in nature and for educational purposes only. CRE Finance Council makes no representations as to the accuracy, completeness, timeliness, validity, usefulness, or suitability of the information provided. The information should not be relied upon or interpreted as legal, financial, tax, accounting, investment, commercial or other advice, and CRE Finance Council disclaims all liability for any such reliance. © 2026 CRE Finance Council. All rights reserved.
Financial Services Committee Advances Housing and 15c2-11 Bills
January 6, 2026
The House Financial Services Committee advanced a housing supply package and a bill to codify fixed income exemptions for certain broker dealer reporting after a marathon markup session over Dec. 16-17.

News

NYC COPA Bill Vetoed by Outgoing Mayor Adams

January 6, 2026

After a flurry of year-end activity, the New York City Council passed the Community Opportunity to Purchase Act (COPA), but Mayor Eric Adams vetoed the measure among his final official acts. 

Adams released a statement explaining his veto of 19 bills, including COPA: 

These bills will worsen our affordable housing crisis with new, unfunded mandates and red tape, undermine our small businesses with an untested new licensing regime for street vendors, create entirely new bureaucratic processes when existing structures are more than up to the task, and violate state laws governing our labor and law enforcement systems.

Why it matters: As originally drafted, COPA Int 0902-2024 would have applied an additional waiting period and processes to every multifamily building sale in the city. The bill saw several updates that narrowed the scope to distressed buildings and reduced the overall timeframe.

  • CREFC submitted a letter to council members highlighting its concerns with the legislation. Click here for the full letter. 
  • The bill passed on December 18 by 31-10 margin (not including seven abstaining and three absences), which is short of the 34 votes (2/3 threshold) to overcome a mayoral veto. However, new Mayor Zohran Mamdani has supported the legislation. 
What’s next: The new City Council will meet in early January with a new Speaker Julie Menin, who will decide whether to pursue an override. Menin abstained from voting on the legislation.
 
Please contact David McCarthy at dmccarthy@crefc.org with any questions.

Contact 

David McCarthy
Managing Director,
Chief Lobbyist, Head of Legislative Affairs
202.448.0855
dmccarthy@crefc.org
The information provided herein is general in nature and for educational purposes only. CRE Finance Council makes no representations as to the accuracy, completeness, timeliness, validity, usefulness, or suitability of the information provided. The information should not be relied upon or interpreted as legal, financial, tax, accounting, investment, commercial or other advice, and CRE Finance Council disclaims all liability for any such reliance. © 2026 CRE Finance Council. All rights reserved.
NYC COPA Bill Vetoed by Outgoing Mayor Adams
January 6, 2026
After a flurry of year-end activity, the New York City Council passed the Community Opportunity to Purchase Act (COPA), but Mayor Eric Adams vetoed the measure among his final official acts.

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