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While the ongoing government shutdown has kept the House out of town, the Senate advanced the annual National Defense Authorization Act (NDAA), which included bipartisan housing legislation.
Why it matters: On July 29, the Senate Banking Committee unanimously advanced the ROAD to Housing Act of 2025, which includes a host of bipartisan provisions aimed at boosting housing supply.
Go deeper: The ROAD to Housing Act incorporates many bipartisan priorities to reduce regulation and boost housing supply. However, the banking committee bill does not add funding for programs and will require the White House and congressional appropriators to deliver funds on key programs.
News Archive
October 21, 2025
New York Governor Kathy Hochul (D) vetoed a bill that would have prohibited rent minimums in mortgage loan agreements.
If it had been enacted, the provision would have taken effect immediately and would have been retroactive.
What’s next: While the veto is a positive development, the legislation could be revived by the authors in a future session.
Contact David McCarthy (dmccarthy@crefc.org) with any questions.
The 2026 midterm elections are one year away. Between shifting approval ratings and irregular mid-cycle redistricting there are many variables affecting the election next November.
House: In 20 of the past 22 mid-term elections since 1938, the party that occupies the White House loses ground in the House after the midterms. However, with redistricting underway in states across the country, this trend could be dampened.
Other states are expected to follow suit on both of the Democratic and Republican sides.
Why it matters: Mid-cycle redistricting is very uncommon and its effectiveness could vary by state. The timing of all this will be crucial, as it is now a race to get new maps approved to be utilized before the 2026 midterms.
Senate
The Senate map heading into 2026 strongly favors Republicans as they currently hold a 53-47 advantage with only a few vulnerable seats at this stage. Democrats would need to net four total seats to win a majority.
What they’re saying: Analysts widely view control of the chamber as “Republicans’ to lose,” with Democrats facing an uphill task even assuming favorable national conditions. However, a favorable recruiting class for Democrats has buoyed their hopes to retake the chamber.
The affairs of CRE Finance Council are managed by a Board of Governors, selected from the general membership, which meets at least two times a year. During the periods the Board is not convened, the Executive Committee has full authority to transact all CRE Finance Council business. The Executive Committee is made up of the chair, chair-elect, vice chair, secretary, treasurer, membership chair, administrative executive, as well as four additional Executive Committee members. View the CREFC By-Laws.
CREFC’s Government Relations team serves as the primary interface between the CRE Finance industry and policymakers. Through a collaborative process with our members, CREFC engages with legislators, regulators, and other policy stakeholders to advocate for policies that promote the interests of our membership and the broader industry.
View CREFC's Advocacy resources below, and get involved today!
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CREFC has teamed up with NCREIF to produce and promote the NCREIF/CREFC Open-end Debt Fund Aggregate (the “Debt Aggregate”). In short, this product will deliver a fund-level compilation of open-end debt funds providing financing to commercial and multifamily real estate borrowers/owners. The Debt Aggregate will be issued in a draft “consultation” format for at least one year, which allows time for industry feedback before it is rolled out as an official product. For questions or to get involved, contact Lisa Pendergast
Overview of Debt Fund Index (presentation slides from CREFC's September 28, 2023 Capital Markets Conference)
Watch the Video (video replay from CREFC's September 28, 2023 Capital Markets Conference)
The CRE Finance Council holds two premier conferences each year in the United States: the January Conference in Miami and the June Annual Conference in New York. Conference programming addresses the most relevant topics facing the industry, presented by recognized finance leaders.
Complementing these major conferences are After-Work Seminars, Young Professional, Women's Network, and Educational events held regularly throughout the calendar year, each of which is tailored to fit the constituencies served by CREFC.
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The mission of the Young Professionals (YP) Network is to provide a platform for junior CRE finance professionals to foster meaningful business relationships and gain relevant industry knowledge through networking events, seminars and panels.
YP programming events are developed by YPs – so the content is current and applicable in their daily work. Each YP educational event includes a networking aspect to build and foster industry relationships with both peers and seasoned industry leaders. YPs are surveyed by region for ideas for future programming to ensure educational and industry needs are met.
Additionally, there are networking only events held in a more relaxed atmosphere where YPs can mingle among their peers.
There is a discounted rate to conferences and seminars for those CREFC Members 30 years of age or younger. To sign up for the 30 and Under Program Rate join the network and ensure that you check off the box “I would like to sign up to receive the “30 and Under Program Rate”. You will be required to submit photo ID to be approved for the discounted program rate. Sign up TodayCREFC members Only
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