House Passes Housing Supply Bill
February 10, 2026
On February 9, the House of Representatives overwhelmingly passed the Housing for the 21st Century Act in a bipartisan 390-9 vote. CREFC and 11 other real estate trade organizations sent a joint letter urging passage ahead of the vote. Click here for the letter.
Why it matters: Both the House and Senate have passed housing supply bills, and now the chambers must negotiate to align their priorities and advance a bill to the President’s desk.
Go deeper: Recall the Senate passed the ROAD to Housing Act last fall and attached it to the must-pass defense bill, but House leadership rejected the provision in favor of the House Financial Services Committee working through its own bill.
- ROAD and Housing 21 both seek to boost housing supply by reducing burdensome regulation, streamlining approvals, and incentivizing pro-housing zoning policies.
- However, some House Republicans are opposed to certain bipartisan provisions in the Senate bill.
- The House-passed bill also includes several community bank bills that aim to reduce regulations and burdens on small banks. Click here for a section-by-section summary of the Housing 21 bill.
What’s next: Lawmakers will need to work to advance a compromise bill soon, as bipartisan appetite for legislation will diminish as the midterm elections get closer.
Yes, but: The White House issued a Statement of Administrative Policy that praises the bill, but it notes the bill lacks a ban on institutional investors purchasing single-family homes (see our story below for more detail). If the White House insists on that provision, it could complicate a housing bill’s path to enactment.
Contact David McCarthy (dmccarthy@crefc.org) with questions.