Congressional Hearings and Legislation Outlook
November 18, 2025
With the federal government back open, several House Financial Services Committee hearings that were postponed in recent weeks are now likely to be rescheduled. While new dates have not yet been announced, previously delayed sessions should begin to re-populate the calendar as committees work to clear accumulated backlogs.
Below is a recap of the hearings that were scheduled to take place during the government shutdown and are awaiting new dates.
The first rescheduled hearing will be today and will focus on the Federal Deposit Insurance Corp (FDIC), while the rest have yet to be given new dates. They include:
- November 18 at 10:00 AM ET- The Future of Deposit Insurance: Exploring the Coverage, Costs, and Depositor Confidence
- Oversight of Prudential Regulators
- Expanding Retirement Choices: Bringing Private Markets to Main Street Savers
- Examining Primary Dealers and Balance Sheet Constraints
- Evaluating the Operations of the Committee on Foreign Investment in the United States (CFIUS)
- Building Capacity: Reducing Government Roadblocks to Housing Supply
- From Principles to Policy: Enabling 21st Century AI Innovation in Financial Services
As Congress resumes its legislative schedule, CREFC will track the hearings schedule and provide updates on any shifts in scope, witness lists, or committee priorities. It’s unclear if all of these hearings will be rescheduled at this time.
Congress will also turn its focus to working on legislation that was stalled due to the shutdown, and one piece of legislation sure to make headlines is the Road to Housing Act.
This legislation seeks to address housing supply constraints and streamline new development. The proposal focuses on easing zoning restrictions, accelerating permitting, and increasing incentives for new and preserved housing production.
- The legislation unanimously passed out of the Senate Committee on Banking, Housing, and Urban Affairs on July 29, 2025 by a 24–0 vote.
- On October 9, 2025, the full Senate passed the Act (as part of the amendment to the National Defense Authorization Act for Fiscal Year 2026) in a bipartisan vote (77–20).
- The House Financial Services Committee has yet to weigh in on it, and the committee is expected to add its own mark to the legislation.
- The full House will have to act on the bill before it reaches the President’s desk. Many expect that the Road to Housing Act will not be included in the House version of the NDAA or will be significantly altered with House priorities.
- As Congress moves forward, CREFC will track the progress of the Road to Housing Act and report any changes in its scope, timeline, or legislative priorities.